After having operated within financial services as an independent financial adviser for more than 20 years, Ray founded what is now FE CashCalc, developing an award-winning suite of online financial planning tools for financial advisers, including Client Onboarding, Integrations and the UK’s market-leading Cashflow Modeller.

Focused on developing technology to help solve pain points within the profession and enhance the financial planning process for both financial advisers and their clients.

Today, Ray continues to develop technology to help solve pain points and to enhance the financial planning process for both financial advisers and their clients. Ray focuses on building out the online suite of tools we can offer and delivering the company's strategic roadmap to further enhance the ways in which we can help advisers in their everyday processes.