Fiona is a specialist presenter and commentator in the field of retirement planning. As well as operating as a Pensions Transfer Specialist and Compliance Director for retirement advice specialists Intelligent Pensions, she is also a regular speaker at adviser conferences, as well as a frequent contributor to the trade press and social media. Having (obviously) started young she now has over 30 years’ experience in financial services, including lengthy periods of service with both Royal London and Aegon, and crossed over to the advice sector in 2017. Fiona is qualified as a Fellow of the Personal Finance Society and is the current President of the Local Institute of the CII in Edinburgh, as well as a Governor of The Pensions Policy Institute. She lives in North Berwick with her husband, a teenager and a slightly mad cockapoo. No prizes for guessing which one talks to her the most.