2023 Programme

Information and timings below are currently provisional and subject to change

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Registration and PA360 North opens

Browse the exhibition with coffee and pastry in hand.

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Editor’s introduction and welcome

A warm welcome and look at the day ahead.

Speaker
Editor
Professional Adviser
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Why are digital assets now important in the wealth transfer story….and do you need to take action?

Bitcoin and more recently NFT's is now disrupting all areas of traditional finance. Understand what digital assets are and why are they becoming more mainstream. What are the issues and opportunities for your business? What actions might you take to support client conversations?

After attending this session, delegates will be able to:

  • Explain what crypto assets are and why they are becoming more mainstream
  • Identify if this is an issue for your business or are there opportunities
  • Define what action you might take to support client conversations
Speaker
Head of UK Intermediary Solutions
Schroders
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Tax and estate planning and the role of the onshore bond
  • The current tax context for financial planning decision making with special reference to investable capital. He will be considering the considerable impact of the changes implemented in the 2022 Autumn Statement and the 2023 Spring Budget 
  • The tax implications of choices in relation to investable capital with special focus on the important and expanded role of onshore bonds
  • The importance of effective tax and financial planning to achieving intergenerational financial success

After attending this session, delegates will be able to:

  • Explain what crypto assets are and why they are becoming more mainstream
  • Identify if this is an issue for your business or are there opportunities
  • Define what action you might take to support client conversations
Speaker
Managing Director, Technical Connection
In conjunction with HSBC Life
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Refreshments and Networking Break in Exhibition Hub

Refresh and re-caffeinate whilst you meet and catch up on the latest news and updates from our exhibitors.

Chair: Philip Martin, Managing Director, Unique Financial Planning

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We made it! We're now in a post-Consumer Duty World

Just like when you pass your driving test, we now really learn to drive. What does the future hold? Is this the end or just the start of a beautiful new beginning? In this session we will take a look back at lessons learned from an adviser perspective and explore what could happen in the future. Let’s start making plans to embed the Duty culturally.

After attending this session, delegates will be able to:

  • Describe how the Consumer Duty affects the future
  • Specify a new direction of travel
  • Explain how the Consumer Duty can be used practically
Speaker
Head of Business Consultancy
SimlpyBiz
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Opportunities abound in an uncertain world
  • A look at the mixed economic picture
  • Structural tailwinds becoming headwinds?
  • Making decisions amidst uncertainty – bottom-up
  • Drilling down into real assets

After attending this session, delegates will be able to:

  • Explain where we are within the secular cycle
  • Make decisions on equity values and identify structural trends
  • Define the universe of real assets and their prospective returns
Speaker
Co-Head of Multi-Asset Strategies
Waverton Investment Management
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Retirement Income - time for a new approach?

Over recent years, many clients have experienced significant gains in their portfolios. But this is not without risk, especially for those in decumulation. During 2022, the economy experienced a number of shocks that have been reflected in high levels of inflation and interest rates. As we contend with the consequences, there are three key challenges clients face:

  • Facilitation of more income to keep up with rising costs
  • Sustaining income over the longer term
  • Improving legacy benefits

In this session, we will look at what can be brought into the mix to offer innovative features for a range of situations.

After attending this session, delegates will be able to:

  • Understand the impact of the economic environment on retirement income portfolios
  • Discuss the impact of markets on financial resilience and sustainability
  • Recognise the market developments in guaranteed income
Speaker
Business Development Director
Just

Chair: Cherry Raynard, Journalist

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Getting estate planning done – recommending a solution with confidence

We all know about the need for advice when it comes to estate planning. Many families in all regions across the UK face a potential inheritance tax liability. And we all know about the importance of estate planning to fulfil your duty as a financial adviser and to ensure positive outcomes for your clients. So let’s talk about solutions and how you can recommend a strategy with confidence.

After attending this session, delegates will understand:

  • Why inheritance tax is a growing concern and understand the solutions available for clients with different needs.
  • Understand how Business Relief can help and how you can recommend Business Relief-qualifying investments with confidence.
  • A range of practical tips and approaches to help clients make positive decisions about leaving their estate to loved ones.
Speaker
Strategic Partnerships Manager
Octopus Investments
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The future is a foreign country, they do things differently there

How much can we really say about what investment returns will look like in the future? What can we do to make portfolios more predictable? And would clients choose a predictable future if it required giving up on the small possibility of a large return? Charlie Parker will delve into the psychology of predictability and show that we can do more than many people might assume to make client outcomes more predictable.

After attending this session, delegates will be able to:

  • Explain the economic forces which lead to a level of predictability in the performance of asset classes and areas of the market.
  • Describe how these areas of the market can be isolated.
  • Summarise whether the benefit to clients of more predictable returns outweighs the possibility of less likely larger returns.
Speaker
Managing Director
Albemarle Street Partners
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Global Market Outlook: finding the signal through the noise
As we look forward to the rest of 2023, key themes for markets remain centred on inflation, monetary policy, and the risk of recession. However, the macro signals are mixed and the narrative has gyrated between bullish and bearish as investors grapple for direction in a rapidly changing world. In this environment, effective active investing is about distinguishing the signal from the noise. Where does the path lead from here and what can be done to prepare portfolios?

Ritu Vohora, Capital Markets Specialist, will share insights on the key macro themes they expect to drive markets for the rest of 2023 and into 2024, and evaluate the investment opportunities and risks that could lie within.

Learning Objectives:

  • Gain an insight into the market backdrop underpinning the outlook for financial markets
  • Understand some of the investment opportunities across different asset classes for the remainder of 2023 and into 2024
  • Learn about asset allocation positioning you can apply to this backdrop to capitalise on opportunities

Speaker
Investment Specialist, Capital Markets
T. Rowe Price
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Networking Lunch

Share highlights and lessons from the morning’s sessions over lunch and meet with exhibitors to learn how they can help with your business challenges.

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Inheritance Tax planning – managing changes on the horizon

A timely update on inheritance tax and the changes that could happen over the next 12 months, the expected impact on clients, and advice you might give to clients to help them plan for this landscape.

After attending this session, delegates will be able to:

  • Understand the different options politicians are considering ahead of the general election.
  • Explain the impact of such policies on advisers.
  • Outline the different strategies advisers could use to combat any negative effects to clients.
Speakers
Private Client Partner
RSM
Private Client Tax Director
RSM
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Retirement Income Panel

Designing a sound retirement strategy for clients in the current market environment can be particularly challenging given ongoing high inflation and longer life expectancy. In this session we explore the essential ingredients of a secure retirement plan, how do you approach and build investment portfolios that enhance income and manage longevity risk, and what is the role for annuities to protect against inflation?

After attending this session, delegates will be able to:

  • Set and put in place retirement goals with the client
  • Develop a comprehensive financial plan to get to those goals
  • Identify a suitable investment strategy to fund the achievement of the retirement goals
Speakers
Regulatory Lead
Aviva Financial Advice
Business Development Director
Just
Managing Director
Unique Financial Planning
Strategic Partnerships Director
Legal & General
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Reasonably foreseeable harm and battling behavioural biases

Investing and navigating Consumer Duty are both challenged by how humans think. What biases might be most troublesome? As evidence of these biases, we can examine examples of them in asset allocation decisions. Recognising these biases can help advisers develop frameworks to help prepare for future scrutiny.

Speaker
Head of Multi-Asset Funds
Legal & General Investment Management
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Talking about Alternative investments

What is the role of alternative assets in your portfolio and can they can work as a diversifier. We take a look at the alternative landscape, why now is the time to invest, and the opportunity that the private market specifically, real asset space can offer adviser clients.

After attending this session, delegates will be able to:

  • Explain the backdrop and outlook for Real Asset sectors
  • Describe the role alternatives can play in your portfolio
  • Develop an investment approach and view of Real Estate
Speaker
Fund Manager
TIME Investments
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Understanding the saleability of your business

If you are considering selling your business, you need to understand its value. What factors will impact this and how can you prepare your business and your clients before selling? Crucially, what is the new market reality for valuations and what are the best strategies and options to consider?

After attending this session, delegates will be able to:

  • Describe the drivers and market dynamics of advice consolidation
  • Identify the key metrics acquirers use to identify target firms and return on investment
  • Assess whether these practices are good for the market and if your business is prepared
Speaker
Senior Business Development Consultant
Benchmark Capital
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Alpha is in the advice: Getting the most from your investment partner

Choosing the right investment partner for your business is difficult. Matthew Lamb, CEO of Pacific Asset Management, explains the key ingredients to look for in an investment partner, and explores how advisers can leverage asset management infrastructure and technology to drive value for your business, your advisers and your clients.

After attending this session you will be able to:

  • Explain the key differences between Asset Management and Wealth Management
  • Decide if there is a role for Family Office / Endowment investment approach for retail investors and whether providers are equipped for true multi-asset investing
  • Identify the opportunity cost of over-simplifying investment solutions
Speaker
Chief Executive Officer
Pacific Asset Management
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Editors closing remarks – close of conference
Speaker
Editor
Professional Adviser