Chris has 30 years experience in retail financial services in the UK, and internationally in Asia and Australia as an IFA, wealth manager, consultant and RegTech founder. In 2018 Chris launched MO® an AI RegTech and digital audit platform that allows firms to self audit and automate compliance activity through gap analysis, audit reports, back-office integration and receive tailored tasks, alerts, resources and streamlined regulatory reports to manage and evidence goverance risk and compliance, improving professional practice and lines of defence whilst cutting compliance time and costs as MO®s latest research illustrates. Chris’s experience has given him an in depth understanding of the Fin/RegTech eco-system and the direction of regulatory and commercial travel. Thomson Reuters ranked Chris in their UK top 30 influential thought leaders with MO® also voted in the UK’s top 50 RegTech firms by ING and gained Schroders platform award in best industry technology category 2021 plus shortlisted for Professional Adviser best technology award 2022, 2023 and 2024. Chris is a Chartered member of The Chartered Management Institute and an Associate member of the Chartered Institute for Secrurities and Investments, an elected member on the CISI Compliance Forum Committee and holds an Msc in Organisational Behaviour. Chris’s second book, www.culture-coding.com is now published.