The Scotland & N.I. Investment Masterclass 2023
Programme
You, me and inflation
We all know inflation is a real problem but we can underestimate how much it will affect our own businesses. Charlie Parker will look at what history teaches us about how to respond to this powerful and sometimes frightening disruptive force.
By the end of the session, delegates will be able to:
- Identify where we are in the inflationary cycle and how far we are from peak inflation.
- Explain the relationship between interest rates and inflation
- Describe the historical impact of rising interest rates on M&A activity.
Onshore Investment Bonds... So much more than an Investment Wrapper
The importance of asset allocation in achieving risk managed investment returns for clients is well known. In this session we will also look at the importance of the use of tax effective wrappers in preparing clients financial plans with a particular focus on the relevance of the Onshore Investment Bond. We will explore how with the use of Trusts it can evolve as clients and their families move through their investment life stages.
By the end of this session, delegates will be able to:
- Describe the importance of maximising tax effective investments and wrappers in your clients financial plans
- Explain what a Trust is and the differences between Absolute and Discretionary Trusts
- Identify the ways that an Onshore Bond can be used to meet the evolving requirements of clients and their families
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Summarise the place of Onshore Bonds for fulfilling the Investment, Income and Inheritance Planning needs of clients
This Could Take a While
The 'everything bubble' of 2021 has started to deflate, and valuations have started to turn towards sanity. But only started. It usually takes a long time and a lot of pain for bubbles to deflate and valuations to return to less exuberant levels. Given the extreme starting point, it would be strange indeed if a single year completely unwound the biggest bubble in living memory. To see where we’re going next, it helps to understand where we are now. In this presentation we will put current markets and the 2022 declines in context, comparing them to past periods and placing them in a framework of how market cycles work. Looking at current markets through that lens reveals continued risks for broad asset classes, but exceptional opportunities for active investors.
Learning Objectives By the end of the session, delegates will be able to:
- Identify the typical length of market declines following bubbles
- Articulate how financial markets affect real-world inflation
- Explain how bubbles affect broad assets vs valuations within asset classes
- List major areas of risk and opportunity in current markets
Why an active multi-asset approach for emerging markets?
The opportunity set in emerging markets is vast and complex. An emerging markets multi asset fund offers investors exposure to emerging market growth opportunities without the complexity of choosing how, when and where to best allocate within emerging markets.
By the end of this session, delegates will be able to:
- Explain how the dispersion of returns in EMs provides active investors with the opportunity to add value
- Discuss improving diversification within a portfolio by investing across the EM capital structure and fully utilising the range of investment tools available
- Identify opportunities across emerging markets while controlling the risk
10 ideas to improve your Investment Process
Using examples of best practice from leading advice firms, we take a look at 10 hints and tips for making the investment supply chain work for advisers and their clients, focusing on inspiring the best outcomes for the end consumer, covering everything from process design to technology and all things in between.
By the end of this session, delegates will be able to:
- Identify best practice in the research and selection of investment solutions designed to meet client objectives and goals
- Explain the key differences in creating asset allocations for Growth and Income
- Identify areas for development in client proposition or advice process
Vanguard SustainableLife: Helping advisers rise to the sustainability challenge
It can be a challenge to build sustainability into a client’s portfolio whilst also maintaining balance and achieving low cost. Join us to find out why Vanguard works with Wellington, a leader in sustainable investing, and who we have worked with since 1975, to deliver the Vanguard SustainableLife fund range. Our new range of active multi-asset funds maintains a balanced and low-cost approach to investing whilst achieving four pillars of sustainability including a commitment to science-based net-zero goals.
- Describe Vanguards framework for selecting an ESG manager and how it splits into drivers and outcomes of outperformance
- Describe the importance of balance and low cost in helping clients to achieve their investment goals
- Explain why deep research into ESG can create balanced outcomes for investors